2027 RETIREE OPEN ENROLLMENT
SCHEDULE YOUR APPOINTMENT!
For Cigna (non-Medicare) and Medicare participants this is a changes only enrollment.
For Flexible Benefits Participants this is a mandatory enrollment.
Open Enrollment: Oct 26th – Nov 13th, 2026
Enrollment Highlights:
- All Cigna healthcare plans (non-Medicare) will continue for the 2027 plan year. There are rate increases on all three healthcare plans. Any plan design changes and premium changes for the 2027 plan year will be applied automatically. If you would like to make changes to your coverage, you will need to enroll.
- All Medicare healthcare plans will continue for the 2027 plan year - unless you are currently enrolled in the Humana Group Medicare Zero Premium plan and reside in a county where the plan will no longer be offered. There are slight rate increases on all Medicare Group Advantage Plans and Prescription Drug Plans (PDP). Any plan design changes and premium changes for the 2027 plan year will be applied automatically. If you would like to make changes to your coverage, you will need to enroll.
- All Flexible Benefits coverages will terminate on December 31, 2026. If you would like Flexible Benefits coverage for the 2027 plan year, you MUST actively enroll during the enrollment period.
- You are being offered a special, one-time opportunity to enroll yourself and your eligible dependents in any of the Flexible Benefits offered for the 2027 plan year.
If you would like assistance with your enrollment session and understanding your benefits offerings, schedule an appointment with a Benefits Educator. You can schedule an in-person, telephonic and/or virtual enrollment appointment via the Enrollment Assistance Call Center.
Don’t Wait…Schedule Your Appointment Today!
Schedule a date and time to meet with one of our 3MPWR Benefit Educators to “Enroll” and learn more about your benefits! 3MPWR, a Division of FBMC Benefits Management! We have enrollment sites and “Telephonic / Virtual” appointments available. Click the button below to schedule your appointment. From the drop-down, do one of the following:
In-Person Appointment
You can select any of the listed enrollment locations if you would like to meet with a Benefits Educator on-site.
For a list of other document and forms please visit the forms page.
Telephonic/Virtual Appointments
You must select a date and time and you will be contacted “Telephonically” by a Benefits Educator at the date and time you selected.
- Please be sure you are in front of your computer and can log in to FBMC_Enroll.com. The call will originate from 855-632-7748
- The benefit educator will utilize FBMC_Enroll.com to help you through enrollment.

